We have a full array of Conventional Products to meet your lending needs! Some of our highlights:
- As a Top Ten FHA Wholesale Lender, United Wholesale Mortgage offers the best products available. Highlights:
– Take your FHA borrowers to a new level with the best government rates and pricing in the industry. Contact your Account Executive for more details regarding our FHA Elite loan program.FHA Streamlines – With the UWM Streamline you do not need an appraisal, and we allow up to 60 days of interest! Call your Account Executive today to find out how you can do a Streamline Lender Paid or Borrower Paid. Time is of the essence, stop the shop and use our quick closing process to secure your borrower.Manufactured Homes – Most brokers come across a manufactured home from time to time. Since you’re a preferred broker with UWM you won’t have to turn away business! Call your Account Executive today for more details on this program.Hud REO’s – Who knew a HUD REO could close in less than 2 weeks?!? With United Wholesale Mortgage you can WOW those realtors and borrowers with our quick close process. Our closers know how to work with title on these more “timely” closings. From submission to close a HUD REO transaction that is stress free.
UWM’s addition of USDA (United States Department of Agriculture) loans enhances our existing government platform of FHA and VA loan programs. UWM is currently recognized throughout the Broker community as a top government lender!
Rural Development loans are a great option for your borrower for zero-down purchases on a 30-year fixed-rate loan.Details of UWM’s USDA product:
- 30-year fixed rate
- 0% down
- Financed closing costs
- Competitively low rates
- Financed appliances with minimal restrictions
Helpful USDA Links:
Contact your Account Executive for more information!
- Take care of your veteran borrower with United Wholesale Mortgage. If it’s a purchase or a refinance we can get the loan closed quickly and efficiently. Call your Account Executive today for more details on our VA Program.Cash Out
– Take your VA borrowers to a new level with the best government rates and pricing in the industry. Contact your Account Executive for more details regarding our VA Elite loan program.Patriot Plus – Up to 100% LTV Rate/Term! (Full Doc Only)
UWM now offers the best Jumbo product in the Country!
HARP 2.0 & Refi Plus
Need a lower payment for your client? Secure your borrower in a competitive 5/1 or 7/1 low interest rate ARM! Provide savings for your client with lower rate options and lower payments.
- Conventional 5/1 LIBOR (2/2/5 caps and 2.25% margin)
- Conventional 7/1 LIBOR (5/2/5 caps and 2.25% margin)
- Big & Easy (Jumbo) 5/1 and 10/1 LIBOR (2/2/5 caps and 2.25% margin)
- FHA 3/1 and 5/1 Treasury (1/1/5 caps and 2.25% margin)
Need an ARM loan to accommodate non-conforming loans amounts? Check out UWM’s HIGH BALANCE 5/1 and 7/1 ARM program. We offer up to 75% LTV/CLTV with just a 720 minimum FICO.