Conventional High Balance Nationwide

Offer conventional high balance loans up to 90% LTV featuring UWM’s exclusive M.I. Buyout to all of your borrowers nationwide — even those outside of the counties eligible under Fannie Mae and Freddie Mac — instead of having to opt for a Jumbo loan. Details include:

  • UWM’s Mortgage Insurance Buyout is typically cheaper than LPMI with no M.I. certificate needed
  • Purchases up to 90% LTV; refinances up to 80% LTV
  • Min 680 FICO; Max 43% DTI
  • Loan amounts from $484,351–$726,525
  • Better rates, easier guidelines and faster turn times than Jumbo
  • No manual underwrite — just run through DU, receive an Approve/Ineligible response, and submit to UWM
  • Eligible for primary and second homes

This is not a GSE-eligible product. Conforming in all material respects except for loan amount in certain markets.

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