FHA Loan Products

FHA Elite

Take your FHA borrowers to a new level with industry-leading government rates and pricing. This is the obvious choice for your top-tier clients.

  • 640+ FICO
  • $125,000 - county loan limit
  • All fixed term mortgages
  • Single family primary residences
  • Debt ratios accepted per AUS findings
  • 3/1 and 5/1 ARMs available

FHA Streamline

UWM’s FHA Streamline program allows you to refinance your FHA borrower with no appraisal or AVM. Time is of the essence—stop the shop and use our quick closing process to secure your borrower.

  • 620+ FICO
  • Debt ratios accepted per AUS findings
  • Up to 60 days interest allowed

ARMs

UWM’s aggressive ARM pricing can provide a lower payment for your client.

  • 3/1 and 5/1 Treasury ARMs available
  • Quickly and easily price out your loans with Easy Qualifier (EQ) to determine your borrower’s best scenario
  • Qualifies at note rate
  • Jumbo loans eligible

HUD REO

Wow your real estate partners and clients with speed and confidence. UWM can close your HUD REOs in as fast as two weeks from submission while allowing holdbacks up to $5,000 for escrow repairs.

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