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The UWM “Digital Event Bag For Florida Realtors Convention & Trade Expo” Sweepstakes Official Rules And Regulations

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED BY LAW. ALL FEDERAL, STATE AND LOCAL LAWS AND REGULATIONS APPLY.

  1. ELIGIBILITY. The UWM “Digital Event Bag for Florida Realtors Convention & Trade Expo” Sweepstakes (the “Sweepstakes”) is open to legal residents of the United States who are 18 years of age or older at time of entry. Employees of United Wholesale Mortgage, LLC (“UWM”), Florida Realtors and their immediate families, their respective subsidiaries, affiliates, franchisees, licensees, advertising and promotion agencies and event co-promoters are not eligible to win. All federal, state, and local laws apply.

  2. TO ENTER: The Sweepstakes runs from August 20, 2025, at 12:01 a.m. ET until September 20, 2025, at 11:59 p.m. ET (the “Sweepstakes Period”). Entrants may enter the Sweepstakes by visiting “http://goveb.co/dl/146563” during the Sweepstakes Period and completing the online registration form found on the page. All entries become the property of UWM and will not be returned or acknowledged.

    One winner will be selected to receive the Prize (as defined below). All entries must be received by UWM no later than September 20, 2025, at 11:59 p.m. ET to be considered for entry into the Sweepstakes. UWM’s computer is the official time keeping device. Any attempt by any entrant to obtain more than the stated number of entries by using multiple/different phone numbers, email addresses, identities, and/or registrations or any other methods will void that entrant's entries and that entrant may be disqualified. Use of any automated system to participate is prohibited and will result in disqualification. UWM is not responsible for ineligible, illegible, incomplete, or incorrect entries. In the event of a dispute as to any registration or entry, the authorized account holder of the email address or phone number used to register will be deemed to be the entrant. The "authorized account holder" of an email address or phone number is the natural person assigned an email address or phone number by an Internet access provider, online service provider or other organization responsible for assigning email addresses or phone numbers for the domain associated with the submitted address or number. The potential winner may be required to show proof that they are the authorized account holder. UWM has the sole discretion on determining ineligible entries.

  3. CONDITIONS OF ENTRY. By submitting an entry, participants are agreeing to the rules (the “Official Rules”) of the Sweepstakes and opt in to share their email address with UWM and receive related and other marketing email communications. For a copy of the Official Rules, send a self-addressed stamped envelope to Attn: Marketing-FAR Digital Event Bag 2, 585 South Blvd E, Pontiac, MI 48341.

  4. DRAWING AND NOTIFICATION. One randomly selected potential winner will be drawn from among all eligible entries on August [20], 2025. The selected potential winner will be contacted by email or phone on the drawing date to be notified and will have until September [20], 2025 at 12:00 p.m. ET to respond to claim the Prize. The drawing shall be conducted by UWM, whose decisions are final and binding. The odds of winning are dependent upon the number of eligible entries. If any potential winner cannot be reached after a reasonable effort has been exerted, if he/she is found to be ineligible, or if he/she cannot or does not comply with these Official Rules, such potential winner will be disqualified and an alternate potential winner may be selected at the sole discretion of UWM from all remaining eligible entries, time permitting. Unclaimed prizes will not be awarded. UWM’s decisions on matters relating to this Sweepstakes are final.

    PLEASE NOTE THAT EVEN IF ENTRANT IS LISTED AS A POTENTIAL WINNER AT THE CLOSE OF THIS SWEEPSTAKES, ENTRANT HAS NOT YET WON THE PRIZE. EACH POTENTIAL WINNER IS SUBJECT TO VERIFICATION BY UWM AND MUST MEET ALL ELIGIBILITY REQUIREMENTS AND THE TERMS OF THESE OFFICIAL RULES BEFORE AN ENTRANT WILL BE CONFIRMED AS A WINNER AND THE PRIZE WILL BE AWARDED.
  5. PRIZE DETAILS. The Sweepstakes winner will receive a two-hundred-dollar ($200) Amazon.com E-Gift Card (the “Prize”). The Prize value is estimated at $200.00. No Prize substitution or cash redemption is allowed by winner, except at the sole and absolute discretion of UWM. UWM reserves the right to substitute prizes of equal or greater value as may be necessary. The Prize is non-transferable. All taxes on the Prize and expenses incurred in connection with any other aspect of the Prize are the sole responsibility of the winner. The winner will be required to provide UWM with a completed Internal Revenue Service (“IRS”) W-9 Form including his/her Social Security Number or Tax Identification Number. The Prize winner will receive a copy of IRS Form 1099-MISC that will be filed with the IRS by UWM.

  6. RESTRICTIONS AND LIMITATIONS OF LIABILITY. By participating, entrants agree (a) to abide by and be bound by these Official Rules and the decisions of UWM, which shall be final and binding; (b) to the use of their names and/or likenesses, photograph, voice, opinions and/or hometown and state for advertising and publicity purposes in any media, worldwide, without additional compensation, unless prohibited by law; and (c) to release UWM and its and their member teams, and its and their respective parent companies, franchisees/licensees, affiliates, subsidiaries, agents, award suppliers, officers, directors, employees, agents, and representatives (collectively, the “Released Parties”) from any and all liability in connection with the Prize received in this Sweepstakes or from participating in this Sweepstakes or any prize-related activities, including but not limited to, personal injury, death, or damage to or loss of property, or receipt or use or misuse of any aspect of the Prize. Entrants waive the right to assert, as a cost of receiving prize, any and all costs of redemption. UWM reserves the right to cancel, suspend and/or modify any aspect of the Sweepstakes or the Official Rules at any time. Any disputes relating to this sweepstakes shall be governed by the laws of the state of Michigan and venue for any such dispute shall be Oakland County, Michigan.

  7. GENERAL CONDITIONS. UWM reserves the right to cancel, suspend and/or modify the Sweepstakes, or any part of it, if any fraud, technical failures, human error or any other factor impairs the integrity or proper functioning of the Sweepstakes, as determined by UWM in its sole discretion. In such event, UWM, in its sole discretion, may elect to hold a random drawing from among all eligible entries received up to the date of discontinuance of the Sweepstakes for the Prize offered herein. UWM reserves the right in its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes or to be acting in violation of the Official Rules of this Sweepstakes. Any attempt by any person to deliberately undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and, should such an attempt be made, UWM reserves the right to seek damages from any such person to the fullest extent permitted by law. UWM’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. The winner must not be under any legal impediment that would prevent the winner from accepting the Prize, and must be able to participate in the Sweepstakes and accept the Prize on the date specified by UWM. Otherwise, the Prize will be forfeited.

  8. LIMITATIONS OF LIABILITY. The Released Parties are not responsible for: (1) any incorrect or inaccurate information, whether caused by entrants, printing errors or by any of the equipment or programming associated with or utilized in the Sweepstakes; (2) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in cellular networks, phone lines or network hardware or software; (3) unauthorized human intervention in any part of the entry process or the Sweepstakes; (4) technical or human error which may occur in the administration of the Sweepstakes or the processing of entries; (5) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant’s participation in the Sweepstakes or receipt or use or misuse of the Prize; or (6) any inability to conduct the Sweepstakes or award the Prize as a result of any act of God, labor stoppage strike, or lock out, or other reason beyond the control of the Released Parties. If for any reason an entrant's entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, entrant’s sole remedy is another entry in the Sweepstakes, if it is possible.

  9. DISPUTES. Entrant agrees that: (i) any and all disputes, claims and causes of action arising out of or connected with this Sweepstakes, or any Prizes awarded, shall be resolved individually, without resort to any form of class action, and exclusively by, the appropriate State of Michigan court located in Oakland County, Michigan (ii) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes, but in no event attorneys' fees; and (iii) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE MAY NOT APPLY TO YOU. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and UWM in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Michigan, without giving effect to any choice of law or conflict of law rules, which would cause the application of the laws of any jurisdiction other than the State of Michigan. Entrant hereby waives any right to trial by jury in any action or proceeding.

  10. ENTRANT'S PERSONAL INFORMATION. By participating in the Sweepstakes, entrant agrees to UWM’s Terms of Use Agreement and to the use of entrant’s personal information as described in the Privacy Policy located at https://www.uwm.com/privacy-policy; entrant also grants full permission to UWM, by any means, whether now known or hereinafter developed, to exhibit, record, reproduce, broadcast, transmit, publish, sell, distribute, perform, use and re-use, and to license others to exhibit, record, reproduce, broadcast, transmit, publish, sell, distribute, perform, use and re-use, for any purpose, in any manner, without further notification, authorization or compensation to entrant or anyone on its behalf, entrant’s name, nickname, voice, biographical information, photograph, and/or other likeness, however captured, and any photographs, videotapes, motion pictures, recordings, or other record of in connection with the Sweepstakes or Prize in any and all media, whether now known or hereafter developed, worldwide and in perpetuity, and entrant represents and warrants that no further permission is required for such use.

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