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Desmond P. Smith (pictured top), EVP and chief growth officer of UWM, shares his keys to make sure that brokers are on the minds of their former customers to help with the recapture efforts.

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Independent mortgage brokers working with United Wholesale Mortgage (UWM) now have access to a new tool that allows borrowers to earn rewards on their mortgage payments, the company announced on Wednesday.

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United Wholesale Mortgage has introduced a limited-time 75-basis-point refi incentive and a $600 appraisal credit for purchase loans to support brokers and reduce borrower costs.

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UWM Holdings Corporation (UWMC), the publicly traded indirect parent of United Wholesale Mortgage (UWM), reported an increase in loan production and revenue for full-year 2025, as the Pontiac, Mich.-based lender originated $163.4 billion in mortgage loans, up from $139.4 billion in 2024.

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Pontiac-based United Wholesale Mortgage had a profitable year in 2025 and saw a significant uptick in mortgage refinancing activity in the latter part of the year as interest rates dipped.

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Alex Elezaj, executive vice president and chief strategy officer for United Wholesale Mortgage, shared how mortgage lenders are entering the 2026 spring homebuying season with strengthening business pipelines, fueled by lower mortgage rates, rising refinance incentives and early signs of improving purchase demand.

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United Wholesale Mortgage Chief Technology Officer, Jason Bressler, discusses how the next refi cycle may not hinge on competition between loan officers as much as between loan officers and increasingly sophisticated machine systems.

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It might seem odd that United Wholesale Mortgage would have a long-term partnership with an independent minor baseball league, which only plays in Michigan. But its goal for the partnership is not to reach consumers, explained Sarah DeCiantis, chief marketing officer at UWM. It is looking to source potential employees from its home market.

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United Wholesale Mortgage Corp. is expanding its already huge Pontiac headquarters by 120,000 square feet.

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United Wholesale Mortgage announced Wednesday that in honor of its 40th year in business, it will offer a 40 basis-point (bps) pricing incentive to broker partners for the next six weeks.

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In honor of its 40th year in business, the nationwide mortgage lender is offering a 40-basis point pricing incentive to its broker partners through the end of February.

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United Wholesale Mortgage chief executive Mat Ishbia casts 2026 as a year when power in the United States housing market tilted back toward buyers and toward independent mortgage brokers.

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United Wholesale Mortgage (UWM), the nation’s leading mortgage lender, is partnering with Grace Centers of Hope (GCH) for the second year to match all donations, up to $50,000, as part of their Giving Tuesday campaign.

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United Wholesale Mortgage (UWM) announced a surge in loan originations, allowing the company to have the most originations they’ve had in a single quarter since 2021.

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UWM Holdings had its strongest production quarter since the pandemic-fueled 2021, beating its own guidance, taking advantage of a brief window where rates fell in September.

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For the third quarter of 2025, United Wholesale Mortgage capitalized on a “rate rally” that saw sliding mortgage rates push total loan origination volume upward.

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United Wholesale Mortgage had its best quarter since the pandemic in Q3 as investments in AI and other technology helped the Pontiac, Michigan-based wholesaler make the most of the dramatic decline in mortgage rates in September.

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United Wholesale Mortgage has announced the launch of three mortgage broker tools — Income Calculator, Loan Lab, and an all-new Brand 360 in partnership with Canva — designed to simplify the loan process, speed up workflows, and amplify brokers’ marketing reach.

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Mat Ishbia, president and CEO of United Wholesale Mortgage, spoke to brokers at the Association of Independent Mortgage Experts (AIME) Fuse event in Nashville on Friday. His message was simple: the time to make deals is right now.

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United Wholesale Mortgage on Friday announced three new tools to help independent mortgage brokers streamline loan processing, improve workflow efficiency and expand marketing efforts.

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Bilt has announced a partnership with United Wholesale Mortgage (UWM), the nation’s largest mortgage lender, that will allow homeowners to earn rewards on their monthly mortgage payments. The partnership will integrate Bilt’s loyalty program into UWM’s servicing platform starting in early 2026.

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Bilt CEO Ankur Jain and United Wholesale Mortgage CEO Mat Ishbia discuss their new partnership that lets homeowners earn rewards for mortgage payments.

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The Phoenix Suns and WNBA’s Phoenix Mercury have secured a naming-rights deal with Mortgage Matchup, the consumer-facing brand for United Wholesale Mortgage, that will change the name of PHX Arena to Mortgage Matchup Center.

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United Wholesale Mortgage (UWM) has partnered with the Phoenix Suns and Phoenix Mercury to rename the downtown Phoenix arena Mortgage Matchup Center, effective Friday, under a 10-year, $115 million naming rights agreement.

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The NBA’s Suns and WNBA’s Mercury will now call the Mortgage Matchup Center home after a 10-year, nearly $115 million naming rights.

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United Wholesale Mortgage executive vice president and chief strategy officer, Alex Elezaj, discusses the opportunity in the mortgage industry in the wake of the Fed’s latest decision.

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United Wholesale Mortgage (UWM) increased its conforming loan ceiling on Wednesday, months before the Federal Housing Finance Agency (FHFA) is expected to announce official 2026 limits in November.

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United Wholesale Mortgage parent UWM Holdings announced it has priced $1 billion in senior notes, due 2031, with a coupon of 6.25%.

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Mat Ishbia, president and CEO of United Wholesale Mortgage, weighed in this week on recent moves by President Donald Trump and Federal Housing Finance Agency Director Bill Pulte involving the Federal Reserve and the Consumer Financial Protection Bureau.

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United Wholesale Mortgage chief executive officer Mat Ishbia says an interest rate cut by the Federal Reserve would be the "right thing for America" given current inflation and employment conditions as speculation continues about the central bank's looming decision.

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Now, United Wholesale Mortgage offers a Conventional 1% Down purchase program to homebuyers who meet certain income requirements.

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On the company's earnings call, UWM Holdings CEO Mat Ishbia cited statistics highlighting current broker market share at 30% as well as announcing the company had its best financial quarter in nearly four years.

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UWM Holdings Corp. in Pontiac, the publicly traded indirect parent of United Wholesale Mortgage, today reported second-quarter total loan origination volume of $39.7 billion, total revenue of $758.7 million, and net income of $314.5 million.

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United Wholesale Mortgage (UWM), the largest mortgage originator in America, swung back to profitability in the second quarter of 2025, driven by higher loan volumes and wider margins.

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Fueled by new technological advancements, United Wholesale Mortgage (UWM) announced strong second quarter numbers on Thursday morning.

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United Wholesale Mortgage (UWM) is now offering a 90 basis-point incentive for rate-and-term refinances. This discount comes as many market participants anticipate a rate cut from the Federal Reserve, which should prompt borrowers to seek ways to reduce their mortgage payments.

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Pontiac-based wholesale mortgage lender has invested $100 million into a major funding round for a startup that offers rewards for housing payments.

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Bilt Rewards, the platform best known for doling out rewards points for rent payments, more than tripled its valuation to $10.8 billion in a fresh funding round as it seeks to do the same for mortgages.

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In a first at the nation's largest overall mortgage lender, United Wholesale Mortgage (UWM) announced today it has named Allen Beydoun its Chief Client Officer.

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Technology is accelerating change across the financial services industry, and United Wholesale Mortgage is at the forefront of mortgage innovation, with the launch two AI-powered tools – LEO and Mia.

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Mat Ishbia, United Wholesale Mortgage chairman & CEO, joins ‘Closing Bell Overtime’ to talk about the state of real estate, mortgage rates, and more.

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United Wholesale Mortgage has relaunched its 1% down payment program, Conventional 1% Down.

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Jason Bressler, chief technology officer for United Wholesale Mortgage , discusses his efforts to change the narrative around AI integration in the mortgage industry.

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Mat Ishbia, the president and CEO of United Wholesale Mortgage, shares his thoughts on the Trump administrations focus on releasing Fannie Mae and Freddie Mac from conservatorship.

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Top U.S. lender United Wholesale Mortgage will begin offering fixed interest rates for the first five years on Federal Housing Administration (FHA) and U.S. Department of Veteran Affairs (VA) adjustable-rate mortgages (ARMs).

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UWM Chief Strategy Officer, Alex Elezaj, says it will be up to each individual broker to decide how much new technology they want to adopt, as the industry continues to lean into leveraging AI.

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United Wholesale Mortgage has announced a new AI-powered loan officer assistant to supplement its human brokers.

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Federal Housing Finance Agency director, Bill Pulte, and secretary of Housing and Urban Development, Scott Turner, received a ringing endorsement from UWM CEO Mat Ishbia during the company’s broker event, UWM LIVE!

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United Wholesale Mortgage announced the rollout of two artificial intelligence-powered tools designed to give mortgage brokers an added edge in competing for and retaining borrower business.

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Pontiac-based United Wholesale Mortgage has unveiled its AI virtual loan officer assistant — "Mia" — that is a voice artificial intelligence tool that can make outbound calls, take inbound calls and handle complex questions in a conversational manner.

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United Wholesale Mortgage has launched a new suite of six artificial intelligence-powered tools ahead of the company’s fourth annual UWM LIVE! event, built specifically for independent mortgage brokers.

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Mat Ishbia, CEO of United Wholesale Mortgage, the top U.S. mortgage lender, unveiled the company’s ambitious goal to reach $280 billion in mortgage production by 2028.

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United Wholesale Mortgage, the nation’s largest home mortgage lender, saw a double-digit increase in loan production dollars in the first quarter of 2025, fueled by a massive jump in mortgage refinances.

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Mat Ishbia, chairman, president, and CEO of United Wholesale Mortgage, provides three positive predictions surrounding the uncertainty that is driving instability in the markets and keeping mortgage interest rates likely higher than they should be.

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United Wholesale Mortgage (UWM) is taking its mortgage servicing operations in-house, partnering with ICE Mortgage Technology’s MSP loan servicing system as its servicing platform.

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Mat Ishbia, President and CEO of United Wholesale Mortgage, joins the Broker to Broker podcast to discuss the future of the broker channel, his advice for loan officers and the power of teamwork.

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United Wholesale Mortgage, the top mortgage lender in America, announced a strategic AI agreement with Google Cloud that the companies say will bring modernization to the mortgage industry.

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UWM has again extended its “60bps for 60 Days” program, which provides independent mortgage brokers with a 60 basis points pricing advantage on loans.

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United Wholesale Mortgage has announced that Rami Hasani has been named CFO.

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United Wholesale Mortgage is extending its removal of Loan Level Pricing Adjustments (LLPAs) on government loans for borrowers with a FICO score of 600 and above.

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HousingWire talks with Jason Bressler, chief technology officer at United Wholesale Mortgage, to discuss UWM’s recent partnership with Sphere LOS, artificial intelligence and upcoming UWM announcements in 2025.

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Alex Elezaj, chief strategy officer at United Wholesale Mortgage, talks with MPA about future prospects for the mortgage broker sector and the significant growth opportunity for the overall mortgage market in 2025.

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United Wholesale Mortgage has extended its 60 basis points (bps) pricing incentive until March 31 “due to its strong success and the substantial competitive edge it’s offered independent mortgage brokers in today’s market,” a spokesperson from UWM confirmed.

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United Wholesale Mortgage President and CEO Mat Ishbia told MarketWatch that he’s preparing for a strong 2025 for his company, as he expects both home buying and mortgage refinances to pick up as interest rates are set to fall.

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In the third quarter of 2024, UWM Holdings Corp., the parent of United Wholesale Mortgage, notched its biggest production quarter in three years while improving margins due to a higher refi volume.

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Signs of a positive year ahead for the mortgage industry are strengthening, according to Alex Elezaj, executive vice president and chief strategy officer at United Wholesale Mortgage.

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Mat Ishbia, United Wholesale Mortgage CEO, joins ‘Closing Bell Overtime’ to talk mortgage rates, refinancing demand and more.

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Top U.S. lender United Wholesale Mortgage has announced the removal of all loan-level pricing adjustments (LLPAs) on government loans.

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United Wholesale Mortgage has launched a new pricing incentive, offering 60 basis points to broker partners for the next 60 days.

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United Wholesale Mortgage has shared a study of public data backing its "brokers are better" mantra, sharing some math describing consumer savings with wholesale as compared to retail lenders.

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Chief Technology Officer Jason Bressler demonstrates ChatUWM, an AI-powered smart search designed to support independent mortgage brokers by providing instant responses on a range of topics including guidelines, matrices, summaries of UWM’s tools and technology and more.

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A recent study conducted by Polygon Research concludes the wholesale channel provides substantial savings for consumers on average across various mortgage verticals and within a standard reference loan profile.

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The wholesale space has been steadily gaining mortgage market share in recent years – and that’s a trend that’s only set to continue, according to UWM Chief Strategy Officer Alex Elezaj.

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United Wholesale Mortgage has adopted a strategy that differs from its peers to take advantage of a business landscape that is expected to include lower mortgage rates and more refinance activity.

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United Wholesale Mortgage has announced their Q2 earnings, noting $33.6 billion in mortgage originations.

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