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Recent Rollouts
2024
January 2026
UWM 40
October 2025
Brand 360 Canva Enhancement
Loan Lab
New Income Calculator
Exclusive Bilt Partnership
Mortgage Matchup Naming Rights Partnership
TRAC+ Enhancements
September 2025
Early conforming loan limits
R/T 90 extended
Press Releases
2024
January 13, 2026
USPBL and UWM Announce New Naming Rights Partnership
January 7, 2026
UWM Celebrates 40 Years in Business with Special Pricing Incentive for Broker Partners
November 26, 2025
UWM and Grace Centers of Hope Team Up to Match $50,000 in Giving Tuesday Donations
In The News
We consistently make headlines for our expert insights on the wholesale mortgage industry and the related economic environment. Stay informed here.
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Mortgage giant expands campus with a focus on amenities, not more hiring
January 9, 2026
United Wholesale Mortgage Corp. is expanding its already huge Pontiac headquarters by 120,000 square feet.
UWM celebrates 40th anniversary with 40-bps broker incentive
January 7, 2026
United Wholesale Mortgage announced Wednesday that in honor of its 40th year in business, it will offer a 40 basis-point (bps) pricing incentive to broker partners for the next six weeks.
UWM Celebrates 40 Years In Business With New Broker Benefit
January 7, 2026
In honor of its 40th year in business, the nationwide mortgage lender is offering a 40-basis point pricing incentive to its broker partners through the end of February.
UWM's Ishbia says Trump housing push, buyer’s market set stage for broker surge
January 5, 2026
United Wholesale Mortgage chief executive Mat Ishbia casts 2026 as a year when power in the United States housing market tilted back toward buyers and toward independent mortgage brokers.
UWM’s Blake Kolo breaks down the strategy behind the Two Harbors deal
December 18, 2025
United Wholesale Mortgage’s (UWM) parent company to acquire Two Harbors Investment Corp. for $1.3 billion — the first acquisition in its history — marking a shift towards a more balanced business model between origination and servicing for the nation’s top mortgage lender.
UWM to make its first acquisition with $1.3B all-stock deal
December 17, 2025
United Wholesale Mortgage Holdings Corp. intends to make its first acquisition ever in a $1.3 billion deal for Minnesota-based mortgage servicing firm Two Harbors Investment Corp.
Mortgage lender UWM Holdings to buy Two Harbors Investment in $1.3 billion deal
December 17, 2025
Lender UWM Holdings, said on Wednesday it will buy real estate investment trust Two Harbors Investment, in an all-stock deal worth $1.3 billion, as U.S. mortgage lenders consolidate to bolster scale and earnings.
UWM, Grace Centers of Hope Team Up to Match $50,000 in Giving Tuesday Donations
November 26, 2025
United Wholesale Mortgage (UWM), the nation’s leading mortgage lender, is partnering with Grace Centers of Hope (GCH) for the second year to match all donations, up to $50,000, as part of their Giving Tuesday campaign.
UWM announces most originations in a quarter since 2021 in Q3
November 6, 2025
United Wholesale Mortgage (UWM) announced a surge in loan originations, allowing the company to have the most originations they’ve had in a single quarter since 2021.
UWM posts best production quarter in four years
November 6, 2025
UWM Holdings had its strongest production quarter since the pandemic-fueled 2021, beating its own guidance, taking advantage of a brief window where rates fell in September.
UWM Reports Four-Year High In Quarterly Originations
November 6, 2025
For the third quarter of 2025, United Wholesale Mortgage capitalized on a “rate rally” that saw sliding mortgage rates push total loan origination volume upward.
AI helps UWM seize the day, make the most loans in 4 years in Q3
November 6, 2025
United Wholesale Mortgage had its best quarter since the pandemic in Q3 as investments in AI and other technology helped the Pontiac, Michigan-based wholesaler make the most of the dramatic decline in mortgage rates in September.
UWM Announces Three New Broker Tools
October 27, 2025
United Wholesale Mortgage has announced the launch of three mortgage broker tools — Income Calculator, Loan Lab, and an all-new Brand 360 in partnership with Canva — designed to simplify the loan process, speed up workflows, and amplify brokers’ marketing reach.
As rates hit multi-year lows, UWM's Ishbia warns brokers: 'Time to go is now'
October 27, 2025
Mat Ishbia, president and CEO of United Wholesale Mortgage, spoke to brokers at the Association of Independent Mortgage Experts (AIME) Fuse event in Nashville on Friday. His message was simple: the time to make deals is right now.
UWM announces three new broker tools at AIME Fuse
October 24, 2025
United Wholesale Mortgage on Friday announced three new tools to help independent mortgage brokers streamline loan processing, improve workflow efficiency and expand marketing efforts.
Bilt Expands Beyond Rent: UWM Partnership Lets Homeowners Earn Points On Mortgage Payments
October 15, 2025
Bilt has announced a partnership with United Wholesale Mortgage (UWM), the nation’s largest mortgage lender, that will allow homeowners to earn rewards on their monthly mortgage payments. The partnership will integrate Bilt’s loyalty program into UWM’s servicing platform starting in early 2026.
Bilt partners with United Wholesale Mortgage to offer rewards on mortgage payments
October 14, 2025
Bilt CEO Ankur Jain and United Wholesale Mortgage CEO Mat Ishbia discuss their new partnership that lets homeowners earn rewards for mortgage payments.
Suns, Mercury arena renamed Mortgage Matchup Center in $115 million deal
October 2, 2025
The Phoenix Suns and WNBA’s Phoenix Mercury have secured a naming-rights deal with Mortgage Matchup, the consumer-facing brand for United Wholesale Mortgage, that will change the name of PHX Arena to Mortgage Matchup Center.
UWM pays $115M for 10-year naming rights to Phoenix Arena
October 2, 2025
United Wholesale Mortgage (UWM) has partnered with the Phoenix Suns and Phoenix Mercury to rename the downtown Phoenix arena Mortgage Matchup Center, effective Friday, under a 10-year, $115 million naming rights agreement.
UWM, Phoenix pro basketball teams in agreement over arena naming rights deal
October 2, 2025
The NBA’s Suns and WNBA’s Mercury will now call the Mortgage Matchup Center home after a 10-year, nearly $115 million naming rights.
Future looks bright for mortgage market after Fed cut, says UWM’s Elezaj
September 19, 2025
United Wholesale Mortgage executive vice president and chief strategy officer, Alex Elezaj, discusses the opportunity in the mortgage industry in the wake of the Fed’s latest decision.
UWM raises conforming loan limit to $819,000
September 17, 2025
United Wholesale Mortgage (UWM) increased its conforming loan ceiling on Wednesday, months before the Federal Housing Finance Agency (FHFA) is expected to announce official 2026 limits in November.
UWM Taps Market For $1B To Fund Growth
September 11, 2025
United Wholesale Mortgage parent UWM Holdings announced it has priced $1 billion in senior notes, due 2031, with a coupon of 6.25%.
Mat Ishbia on CFPB cuts, Trump’s fraud allegations against Cook
September 3, 2025
Mat Ishbia, president and CEO of United Wholesale Mortgage, weighed in this week on recent moves by President Donald Trump and Federal Housing Finance Agency Director Bill Pulte involving the Federal Reserve and the Consumer Financial Protection Bureau.
UWM's Ishbia says a Fed rate cut would be the right move
September 3, 2025
United Wholesale Mortgage chief executive officer Mat Ishbia says an interest rate cut by the Federal Reserve would be the "right thing for America" given current inflation and employment conditions as speculation continues about the central bank's looming decision.
How UWM is shrinking the down payment barrier
August 15, 2025
Now, United Wholesale Mortgage offers a Conventional 1% Down purchase program to homebuyers who meet certain income requirements.
UWM aims for broker-majority market amid 300% profit surge
August 7, 2025
On the company's earnings call, UWM Holdings CEO Mat Ishbia cited statistics highlighting current broker market share at 30% as well as announcing the company had its best financial quarter in nearly four years.
Pontiac’s UWM Holdings Corp. Posts $758.7M in Revenue, $314.5M in Net Income in 2Q
August 7, 2025
UWM Holdings Corp. in Pontiac, the publicly traded indirect parent of United Wholesale Mortgage, today reported second-quarter total loan origination volume of $39.7 billion, total revenue of $758.7 million, and net income of $314.5 million.
UWM swings back to profitability in Q2 amid surging volumes, margins
August 7, 2025
United Wholesale Mortgage (UWM), the largest mortgage originator in America, swung back to profitability in the second quarter of 2025, driven by higher loan volumes and wider margins.
Fueled by new technologies, UWM posts strong second quarter numbers
August 7, 2025
Fueled by new technological advancements, United Wholesale Mortgage (UWM) announced strong second quarter numbers on Thursday morning.
UWM announces 90-bps refinance incentive
August 6, 2025
United Wholesale Mortgage (UWM) is now offering a 90 basis-point incentive for rate-and-term refinances. This discount comes as many market participants anticipate a rate cut from the Federal Reserve, which should prompt borrowers to seek ways to reduce their mortgage payments.
UWM invests $100M in startup offering rewards for housing payments
July 11, 2025
Pontiac-based wholesale mortgage lender has invested $100 million into a major funding round for a startup that offers rewards for housing payments.
UWM backs Bilt as rent rewards expand to mortgages
July 11, 2025
Bilt Rewards, the platform best known for doling out rewards points for rent payments, more than tripled its valuation to $10.8 billion in a fresh funding round as it seeks to do the same for mortgages.
UWM Now Has A Chief Client Officer
June 30, 2025
In a first at the nation's largest overall mortgage lender, United Wholesale Mortgage (UWM) announced today it has named Allen Beydoun its Chief Client Officer.
Inside UWM’s tech evolution: How LEO and Mia are shaping the future of mortgage lending
June 19, 2025
Technology is accelerating change across the financial services industry, and United Wholesale Mortgage is at the forefront of mortgage innovation, with the launch two AI-powered tools – LEO and Mia.
There is opportunity to buy homes in the U.S.
June 18, 2025
Mat Ishbia, United Wholesale Mortgage chairman & CEO, joins ‘Closing Bell Overtime’ to talk about the state of real estate, mortgage rates, and more.
UWM revives 1% down payment program with higher assistance cap
June 11, 2025
United Wholesale Mortgage has relaunched its 1% down payment program, Conventional 1% Down.
UWM’s Jason Bressler challenges the fear-driven narrative around AI in mortgage lending
June 9, 2025
Jason Bressler, chief technology officer for United Wholesale Mortgage , discusses his efforts to change the narrative around AI integration in the mortgage industry.
Mat Ishbia: GSEs acting ‘private’ in conservatorship could be best of both worlds
June 2, 2025
Mat Ishbia, the president and CEO of United Wholesale Mortgage, shares his thoughts on the Trump administrations focus on releasing Fannie Mae and Freddie Mac from conservatorship.
UWM will offer 5/1 ARMs for FHA and VA loans
May 28, 2025
Top U.S. lender United Wholesale Mortgage will begin offering fixed interest rates for the first five years on Federal Housing Administration (FHA) and U.S. Department of Veteran Affairs (VA) adjustable-rate mortgages (ARMs).
Executive to brokers: Use the AI tools you're comfortable with
May 21, 2025
UWM Chief Strategy Officer, Alex Elezaj, says it will be up to each individual broker to decide how much new technology they want to adopt, as the industry continues to lean into leveraging AI.
Mortgage giant launches AI-powered loan officer assistant: 'This has never been done, ever'
May 16, 2025
United Wholesale Mortgage has announced a new AI-powered loan officer assistant to supplement its human brokers.
Ishbia: 'Night and day' comparison between current and previous FHFA, HUD leadership
May 16, 2025
Federal Housing Finance Agency director, Bill Pulte, and secretary of Housing and Urban Development, Scott Turner, received a ringing endorsement from UWM CEO Mat Ishbia during the company’s broker event, UWM LIVE!
UWM rolls out two AI-powered tools to give brokers edge
May 15, 2025
United Wholesale Mortgage announced the rollout of two artificial intelligence-powered tools designed to give mortgage brokers an added edge in competing for and retaining borrower business.
United Wholesale Mortgage rolls out AI that calls you when time to refinance
May 15, 2025
Pontiac-based United Wholesale Mortgage has unveiled its AI virtual loan officer assistant — "Mia" — that is a voice artificial intelligence tool that can make outbound calls, take inbound calls and handle complex questions in a conversational manner.
UWM unveils suite of AI-powered solutions ahead of flagship event
May 14, 2025
United Wholesale Mortgage has launched a new suite of six artificial intelligence-powered tools ahead of the company’s fourth annual UWM LIVE! event, built specifically for independent mortgage brokers.
UWM sets incredibly ambitious 2028 production goal
May 13, 2025
Mat Ishbia, CEO of United Wholesale Mortgage, the top U.S. mortgage lender, unveiled the company’s ambitious goal to reach $280 billion in mortgage production by 2028.
UWM loan production, market share increases in first quarter
May 6, 2025
United Wholesale Mortgage, the nation’s largest home mortgage lender, saw a double-digit increase in loan production dollars in the first quarter of 2025, fueled by a massive jump in mortgage refinances.
With Many Uneasy On U.S. Economy, UWM’s Ishbia Sees Light At End Of Tunnel
May 2, 2025
Mat Ishbia, chairman, president, and CEO of United Wholesale Mortgage, provides three positive predictions surrounding the uncertainty that is driving instability in the markets and keeping mortgage interest rates likely higher than they should be.
UWM brings mortgage servicing in-house, partners with ICE
April 30, 2025
United Wholesale Mortgage (UWM) is taking its mortgage servicing operations in-house, partnering with ICE Mortgage Technology’s MSP loan servicing system as its servicing platform.
Broker to Broker Podcast: Season 5 Premiere – Mat Ishbia
April 8, 2025
Mat Ishbia, President and CEO of United Wholesale Mortgage, joins the Broker to Broker podcast to discuss the future of the broker channel, his advice for loan officers and the power of teamwork.
UWM and Google announce AI partnership
April 8, 2025
United Wholesale Mortgage, the top mortgage lender in America, announced a strategic AI agreement with Google Cloud that the companies say will bring modernization to the mortgage industry.
UWM again extends 60 bps pricing incentive through May
April 1, 2025
UWM has again extended its “60bps for 60 Days” program, which provides independent mortgage brokers with a 60 basis points pricing advantage on loans.
United Wholesale Mortgage names new CFO
March 31, 2025
United Wholesale Mortgage has announced that Rami Hasani has been named CFO.
UWM won’t charge LLPAs on certain government loans through May
March 26, 2025
United Wholesale Mortgage is extending its removal of Loan Level Pricing Adjustments (LLPAs) on government loans for borrowers with a FICO score of 600 and above.
UWM’s Jason Bressler explores Sphere LOS integration
March 8, 2025
HousingWire talks with Jason Bressler, chief technology officer at United Wholesale Mortgage, to discuss UWM’s recent partnership with Sphere LOS, artificial intelligence and upcoming UWM announcements in 2025.
UWM exec bullish on 2025 market despite stubborn mortgage rates
February 28, 2025
Alex Elezaj, chief strategy officer at United Wholesale Mortgage, talks with MPA about future prospects for the mortgage broker sector and the significant growth opportunity for the overall mortgage market in 2025.
UWM extends its 60-bps incentive program into spring
January 29, 2025
United Wholesale Mortgage has extended its 60 basis points (bps) pricing incentive until March 31 “due to its strong success and the substantial competitive edge it’s offered independent mortgage brokers in today’s market,” a spokesperson from UWM confirmed.
UWM's Ishbia talks Trump, Fannie, Freddie, and the future
January 20, 2025
United Wholesale Mortgage President and CEO Mat Ishbia told MarketWatch that he’s preparing for a strong 2025 for his company, as he expects both home buying and mortgage refinances to pick up as interest rates are set to fall.
UWM delivers highest volume in three years amid mini refi boom
November 7, 2024
In the third quarter of 2024, UWM Holdings Corp., the parent of United Wholesale Mortgage, notched its biggest production quarter in three years while improving margins due to a higher refi volume.
UWM EVP: Expect rate cuts and a busier market in 2025
November 19, 2024
Signs of a positive year ahead for the mortgage industry are strengthening, according to Alex Elezaj, executive vice president and chief strategy officer at United Wholesale Mortgage.
United Wholesale Mortgage CEO talks mortgage refinancing demand
November 25, 2024
Mat Ishbia, United Wholesale Mortgage CEO, joins ‘Closing Bell Overtime’ to talk mortgage rates, refinancing demand and more.
UWM drops LLPAs on government loans with FICOs of 600+
November 27, 2024
Top U.S. lender United Wholesale Mortgage has announced the removal of all loan-level pricing adjustments (LLPAs) on government loans.
UWM debuts new 60-bps incentive program
December 4, 2024
United Wholesale Mortgage has launched a new pricing incentive, offering 60 basis points to broker partners for the next 60 days.
UWM-backed study compares wholesale and retail origination
August 30, 2024
United Wholesale Mortgage has shared a study of public data backing its "brokers are better" mantra, sharing some math describing consumer savings with wholesale as compared to retail lenders.
AI Demo Day: ChatUWM
August 29, 2024
Chief Technology Officer Jason Bressler demonstrates ChatUWM, an AI-powered smart search designed to support independent mortgage brokers by providing instant responses on a range of topics including guidelines, matrices, summaries of UWM’s tools and technology and more.
Study: Consumers Save $10,662 Working With a Mortgage Broker
August 29, 2024
A recent study conducted by Polygon Research concludes the wholesale channel provides substantial savings for consumers on average across various mortgage verticals and within a standard reference loan profile.
UWM EVP talks wholesale growth, market prospects
August 19, 2024
The wholesale space has been steadily gaining mortgage market share in recent years – and that’s a trend that’s only set to continue, according to UWM Chief Strategy Officer Alex Elezaj.
UWM sells MSRs, invests in origination to prep for a refi wave
August 6, 2024
United Wholesale Mortgage has adopted a strategy that differs from its peers to take advantage of a business landscape that is expected to include lower mortgage rates and more refinance activity.
UWM's Mat Ishbia eager for next mortgage refinancing boom
August 6, 2024
United Wholesale Mortgage has announced their Q2 earnings, noting $33.6 billion in mortgage originations.
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Mat Ishbia
Chairman, President and CEO
Mat Ishbia is the President and CEO of United Wholesale Mortgage. Under Mat’s leadership, UWM has soared to new heights, becoming one of the most innovative lenders in the industry. Mat is known as a prominent advocate for mortgage brokers nationwide and regularly promotes the wholesale channel on national platforms such as CNBC and Fox Business.
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