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UWM's 1-0 Lender Paid Temporary Rate Buydown gives your borrowers more flexibility by lowering their payment

  • UWM will add a credit to offset the cost of 1-0 buydown
  • 8–30 year term options available
    • .875 LLPA credit applied on 16–30-year terms
    • .750 LLPA credit applied on 8–15-year terms
  • New locks from May 6 through June 30, 2026
  • Available for purchase loans only on agency products, including both fixed and adjustable rate mortgages
  • Not eligible for Control Your Price

Take control over your pricing by taking advantage of the incentives we offer: earn up to 540 additional bps per quarter to use when and where you need it. Just follow our best practices and take actions that open the door to a variety of benefits for yourself, your borrowers and your partners.

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