UWM Expands Credit Score Offerings for Conventional Loans with VantageScore
Pontiac, Mich., April 29, 2026 – Independent mortgage brokers partnering with United Wholesale Mortgage (UWM), the nation’s #1 mortgage lender, will now have access to two credit scoring model options for conventional loans: FICO® and VantageScore®.
By offering both FICO and VantageScore, UWM is providing brokers with added flexibility to evaluate borrowers’ credit history using multiple scoring models and choose the option that best aligns with each client’s individual scenario. To make it even easier, when brokers use UWM No-Cost Credit Reports, both models will automatically run.
VantageScore can provide more credit score advantages, especially for borrowers with limited credit history or recent financial improvements. Additionally, borrowers who already qualify with FICO but have a higher VantageScore could get better pricing due to more favorable LLPAs.
UWM supports independent mortgage brokers with industry-leading training, technology and service. For more information on how to sign up as a broker with UWM or join UWM’s network, visit uwm.com.
