UWM Offering 90 Basis Points Incentive for Rate and Term Refinances
Pontiac, August 6, 2025 – United Wholesale Mortgage (UWM), the nation’s #1 overall mortgage lender, announced today the launch of R/T 90, a 90-basis points (bps) pricing incentive for conventional, jumbo, FHA and USDA rate and term refinances, along with FHA Streamlines, VA IRRRLs and VA Type 1 Cash-Outs.
This incentive is available on new locks through September 16, providing independent mortgage brokers with a competitive edge to help more borrowers refinance their home loans. R/T 90 offers borrowers improved pricing and the opportunity to lower their rate and monthly payment on eligible refinances.
This announcement follows UWM's reintroduction of its Conventional 1% Down product earlier this summer.
UWM supports independent mortgage brokers with industry-leading training, technology and service. For more information on how to sign up as a broker with UWM or join UWM’s network, visit uwm.com.
