UWM Unveils Major Upgrades to TRAC+ Title Solution
Enhanced Solution Features Lower Title Fees, $500 Borrower Incentive and Broker Perks
Pontiac, October 1, 2025 – United Wholesale Mortgage (UWM), the nation’s #1 overall mortgage lender, announced today major enhancements to its Title Review and Closing alternative, TRAC+, designed to save borrowers money by significantly reducing title costs for refinances compared to traditional title options.
Effective immediately for eligible new refinance loans, TRAC+ offers:
- Title fees as low as $1,295, dependent on the state and loan amount
- A $500 borrower incentive that can be applied as a credit to pricing, a credit on the CD or as a check to the borrower
- 9,500 LO Partner Points, which can be redeemed for a $300 gift card to help borrowers with expenses after closing
- The ability to get closing packages out in as little as 15 minutes from CTC, with UWM balancing the CD
- Virtual closings with notaries available 24/6
UWM’s Title Review and Closing alternatives – TRAC + and TRAC Lite, which has a $0 title fee and reduced settlement agent fees ranging from $350-$600 are currently available in majority of states and expected to grow.
Additional details on UWM’s TRAC+ and TRAC Lite programs can be found here.
UWM supports independent mortgage brokers with industry-leading training, technology and service. For more information on how to sign up as a broker with UWM or join UWM’s network, visit uwm.com.
