UWM Announces Early Conforming Loan Limits
Pontiac, September 17, 2025 – United Wholesale Mortgage (UWM), the nation’s #1 overall mortgage lender, announced today it will be honoring estimated 2026 conforming loan limits, effective today, ahead of any official announcements from the Federal Housing Finance Agency (FHFA).
This proactive move allows brokers to offer larger loan amounts, enabling more borrowers to avoid moving into high balance or jumbo loans, which typically come with higher rates and stricter underwriting guidelines.
UWM’s early conforming loan limits are:
- $819,000 one-unit conventional and VA loans (increased from $806,500)
- $1,048,500 two-unit conventional loans (increased from $1,032,650)
- $1,268,000 three-unit conventional loans (increased from $1,248,150)
- $1,575,000 four-unit conventional loans (increased from $1,551,250)
UWM supports independent mortgage brokers with industry-leading training, technology and service. For more information on how to sign up as a broker with UWM or join UWM’s network, visit uwm.com.
