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5/1 Adjustable-Rate Mortgages are back at UWM. Available on FHA and VA loans, they can typically offer lower initial interest rates and upfront monthly payments than with a fixed mortgage to provide borrowers with more opportunity to save money for the first 5 years of their loan. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

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More Options For Government Borrowers

Your new Loan Officer Assistant (we call her Mia) will help ensure you never miss a call again. Even better, Mia makes outbound calls, asks and answers questions, takes messages, collects call-back info and much more.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;


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Your AI-powered Loan Officer Assistant — we call her Mia, but you can change her name — will make sure you never miss a call again. Even better, Mia makes outbound calls, asks and answers questions, takes messages, collects call-back info and more. And to make sure you stay informed, Mia sends detailed recap emails to you about every conversation and tasks you to follow up if necessary.
Here are just a few of the things Mia can do, all from a dedicated phone number we assign to you:
<ul>
 <li>Answer inbound phone calls</li>
 <li>Call borrowers 20 days after closing to remind them when and how to make their first payment</li>
 <li>Call when a rate drops for a borrower who may benefit from a refinance</li>
 <li>Make calls to your past borrowers 180 days after closing and every 90 days after that to keep you top of mind</li>
</ul>


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LO Assistant

Wouldn’t it be great to know exactly what it takes to beat your competition? With UWM’s new LE Optimizer (LEO), simply drag and drop a competitor’s Loan Estimate to get a detailed analysis with tips on how you can win the loan and which UWM tools can help push it over the finish line.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;


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LE Optimizer

Available right on the UWM dashboard and placed intuitively into our brokers’ workflow, UWM’s newest collection of tools will streamline your process so you can stay in front of past, current and future business relationships.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;


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Take advantage of a full suite of integrated AI-infused solutions, including:
<ul>
 <li>Action IQ: An all-in-one notification center for daily reminders about actions you should take so you don’t miss an opportunity</li>
 <li>Lead Pipeline: Stay connected with past borrowers and take advantage of new lead opportunities with the ability to send emails and texts using AI-driven technology</li>
 <li>Easy Qualifier: A faster, easier way to price new loans and manage existing scenarios. Search scenarios by name, loan type, loan purpose and more. Plus, create comparison breakdowns and present up to three different loan options to borrowers.</li>
 <li>Loan Pipeline: Filter and customize your pipeline to see only the information that’s valuable to you as a loan officer or processor. Plus, a new preview screen lets you see essential information without opening each file, dramatically improving efficiency.</li>
 <li>ChatUWM Assist: Ask questions and receive AI-generated responses containing information and details specific to the page you’re on. Get the answers you need faster, with instant access to guidelines, matrices and UWM tools and technology.</li>
 <li>Contacts Pipeline: Create detailed client profiles and contact-specific tasks and notes, then send professionally written communications — or customize using AI-driven technology</li>
</ul>

Partner with UWM today to take full advantage of this game-changing innovation.

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Smarter Tools. Stronger Relationships. Faster Process.

Another UWM LIVE! is in the books and the biggest broker event of the year was packed with industry-changing announcements from President and CEO, Mat Ishbia. Check out the exclusive launches:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
<ul>
 <li>Loan Officer Assistant: Your new AI-powered Loan Officer Assistant, Mia will make sure you never miss a call again. Even better, Mia makes outbound calls, asks and answers questions, takes messages, collects call-back info and much more.</li>
 <li>LE Optimizer (LEO): Drag and drop a competitor’s Loan Estimate to get a detailed analysis with tips on how you can win the loan and which UWM tool can help push it over the finish line.</li> 
 <li>Action IQ: An all-in-one notification center for daily reminders about actions you should take so you don’t miss an opportunity.</li>
 <li>Lead Pipeline: Stay connected with past borrowers and take advantage of new lead opportunities with the ability to send emails and texts using AI-driven technology.</li>
 <li>Easy Qualifier: A faster, easier way to price new loans and manage existing scenarios. Search scenarios by name, loan type, loan purpose and more. Plus, create comparison breakdowns and present up to three different loan options to borrowers.</li>
 <li>Loan Pipeline: Filter and customize your pipeline to see only the information that’s valuable to you as a loan officer or processor. Plus, a new preview screen lets you see essential information without opening each file, dramatically improving efficiency.</li>
 <li>ChatUWM Assist: Ask questions and receive AI-generated responses containing information and details specific to the page you’re on. Get the answers you need faster, with instant access to guidelines, matrices and UWM tools and technology.</li>
 <li>Contacts Pipeline: Create detailed client profiles and contact-specific tasks and notes, then send professionally written communications — or customize using AI-driven technology.</li>
</ul>
Partner with UWM today to take full advantage of this game-changing innovation.
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The Biggest Broker Event of the Year!

From student loans to high credit card balances, UWM broker partners are helping borrowers consolidate and pay off higher interest debt with Conventional Cash-Out 90.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

Conventional Cash-Out 90 presents a great option for homebuyers to tap into their home equity without refinancing or adding mortgage insurance. Become a UWM partner to take advantage of this competitive advantage and offer more options to help your clients secure cash to pay down that debt.

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Conventional Cash-Out 90

UWM brokers can build a bank of free lock extensions so they can cover the cost when a short extension is needed. With no cap on earnings and unlimited monthly rollovers, it gives our broker partners a level of control and flexibility that can help business thrive.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
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Free Lock Extensions

UWM developed BrokerX — a 5-week program — to help grow teams and businesses by providing comprehensive training, licensing preparation and career development for professionals looking to get licensed as a mortgage loan originator (MLO).&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

Broker X is a UWM program designed to help individuals launch a career in a thriving industry, while helping mortgage brokers grow their businesses and market share in 5 short weeks:

<h4>Weeks 1-4:</h4>
<ul>
 <li>Virtual NMLS-approved training</li>
 <li>Test prep</li> 
 <li>SAFE MLO test</li>
</ul>
<h4>Week 5:</h4>
<ul>
 <li>Graduates visit UWM!</li>
</ul>

Harness the power of wholesale mortgage lending with a career as a Mortgage Loan Originator (MLO). Experience freedom, flexibility and countless opportunities to build lasting success.

Space is limited for BrokerX sessions. Register yourself or your candidates today!

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The Power of Wholesale

Our focus on continuous improvement and innovation is what drives our success. Partner with UWM to take advantage of unique loan products and perks like no-cost credit report pulls, plus, get answers to your questions directly from our team members.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

UWM innovations you can use to set yourself apart:
<ul>
 <li>Customizable loans: Offer rates to the thousandth decimal place, pick the exact number of days and lock for only as long as you need, and choose a flexible amortization term option</li>
 <li>Access to our consumer-facing platform Mortgage Matchup: Personalize your profile to help borrowers find you</li>
 <li>No-cost credit report pulls: Eliminate the high cost of hard credit report pulls from your bottom line</li>
 <li>Answers to your questions: Connect directly with a UWM team member (even your underwriter) who can help you resolve your loan level questions within 4 hours</li>
 <li>And more</li>
</ul>

Put our solutions to work for you immediately.
Ready to make a difference for your business? Click below to become a UWM partner and get a clear advantage over the competition.

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Take Advantage Of UWM Gamechangers

UWM is committed to the growth of the wholesale channel, which is why we created Mortgage Matchup, powered by UWM — a search engine designed to help homebuyers and real estate agents learn more about the loan process and connect with local independent mortgage brokers.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

<h4>For Homebuyers:</h4>
MortgageMatchup.com connects you with trusted mortgage professionals who can provide a more affordable and tailored mortgage experience to meet your unique financing needs. In addition to connecting with an expert providing personalized assistance with any mortgage-related inquiries, MortgageMatchup.com offers a wealth of tools and resources to empower you in your homebuying or refinancing journey, including:
<ul>
 <li>Calculators: Easily estimate your mortgage payments and explore different financing options</li>
 <li>Blogs: Stay informed with the latest insights and trends in the mortgage market</li>
 <li>Glossary: Understand key mortgage terms and concepts to make informed decisions</li>
 <li>Testimonials: Read about the experiences of others who have successfully navigated the mortgage process</li>
</ul>

<h4>For Real Estate Agents:</h4>
MortgageMatchup.com connects you with a trusted partner that who can enhance the homebuying experience for you and your clients. Access to expert mortgage professionals can streamline the process and help ensure your clients receive tailored solutions, resulting in happier clients who are more likely to refer you to others. Ultimately, collaborating with an independent mortgage broker equips you with the tools and information needed to guide your clients with confidence. This partnership offers a smooth and transparent process, which can allow you to seize more opportunities while getting paid faster and more often.
Focus on what you do best — buying or selling homes — by partnering with an independent mortgage broker to elevate your real estate career.

<h4>For Loan Originators:</h4>
<a href="https://mortgagematchup.com/" target="_blank">MortgageMatchup.com</a> is a platform that presents a great opportunity for mortgage professionals seeking to generate new leads from clients actively looking for mortgage expertise. Request your own listing or become a UWM partner to automatically gain visibility among potential clients and future partners.

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Mortgage Matchup, Powered By UWM

Get to the closing table faster in-person or virtually by putting our timesaving tools to work and enjoy the freedom to access loans from anywhere. Impress your borrowers with a more efficient process and top-notch service — it’s a difference you’ll notice and your borrowers will appreciate.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

Your time is more valuable than you know
Saving your borrowers time doesn’t just help them — it helps you by letting you focus on growing your business. UWM offers tools and tech that let you handle parts of the loan process remotely and help you be more efficient.

UWM’s cutting-edge tools and tech allow you to:
<ul>
 <li>Receive an approval in as little as 15 minutes</li>
 <li>Choose between in-person, hybrid or virtual closing options where eligible</li>
 <li>Access loans while on the go</li>
 <li>Get more leads with our no-cost mortgage application system</li>
 <li>Get a funding authorization instantly</li>
 <li>And more</li>
</ul>

Get the speed your business and your clients deserve
Partner with UWM and see what a difference our innovations make in your process, not to mention your bottom line.

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Our Tools & Tech Let You Increase Your Loan Volume

Step up your social media presence with our no-cost marketing platform. It’s easy to leverage our client retention and brand building tools to reach new borrowers and partners while re-engaging previous clients. Best of all, it’s all in one place for convenience and maximum results.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

Our all-in-one client management tool lets you:
<ul>
 <li>Schedule your social media posts up to 30 days in advance — just set it and forget it</li>
 <li>Choose from a library of marketing campaigns that include pre-written flyers, emails, social posts and Powerpoints you can customize with your brand colors and logo</li>
 <li>Get email or text alerts when your past clients are back in the market and eligible for an opportunity</li>
 <li>And more</li>
</ul>

Streamlining your marketing efforts lets you reach more clients while spending more time on the areas of your business that need your attention most.

Ready for another perk of partnering with UWM?
Upgrade your brand and streamline your borrower communications — click below to become a UWM partner.

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Stay In Front Of Your Past Clients And Partners

By partnering with UWM, you’ll get access to every level of training we offer, from on-site learning and networking opportunities to our video library of walk-throughs and tutorials. Leverage our training curriculum to give yourself the advantage you’ve been missing.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

We never run out of ways to help you raise your game
Whether you’re a seasoned broker or a brand-new loan officer, UWM offers the tools and support to help you reach the next level. Just choose how you want to learn and level up your business:
<ul>
 <li>On-site training from our award-winning training team (plus opportunities to network and build partnerships with other industry professionals)</li>
 <li>Virtual courses: Quick training videos and 1 hour electives</li>
 <li>One-on-one consultations: Our experts provide guidance on subjects like marketing, recruitment, lead generation, technology</li>
 <li>And more</li>
</ul>

Not part of UWM’s network yet?
Our extensive selection of educational resources is waiting for you — click below to partner with us and get access to training that makes the difference.

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Train And Grow With Our Industry Pros

When you become a UWM partner, you’ll have access to tools and services that save you time and money — everything from NMLS-approved continuing education to discounts on cutting-edge tech that can bring you more loans.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;

Partner with us and take advantage of business-enhancing tools like:
<ul>
 <li>An LOS, POS CRM and products and pricing engine — fully integrated with UWM to help streamline your origination process</li>
 <li>An online presence compliance solution — to ensure your social media and websites adhere to regulatory standards</li>
 <li>A property monitoring service — get alerts for refi opportunities and more</li>
 <li>A 401(k) solution for your business — offering you transparent pricing and a streamlined plan</li>
</ul>

Plus, same-day marketing tools to reach new clients, services to run your business more efficiently and so much more.

Not part of UWM’s network yet?
Partner with us to give your business an edge over your competition — click below to experience simplicity and growth like never before.

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