Down payment assistance programs, pricing adjustments and special products are a few of the many ways UWM gives clients a competitive advantage to make buying a home more affordable.

Control Your Price bps

• Take control of pricing by earning up to 480bps per quarter by leveraging UWM tools and resources
• Use your incentives to potentially win more deals by offering borrowers exclusive pricing options

Lock Extension Days

• Earn up to 20 days of lock extensions each month by leveraging our tools and resources
• Use them as needed on a loan-by-loan basis

HomeReady®

• Enable more borrowers to achieve homeownership with flexible financing options, from lower mortgage insurance rates to leveraging rental income from boarders or accessory units to help borrowers qualify
• Income up to 80% of AMI
• Gift funds eligible for down payment
• Provides $2,500 Very Low-Income Purchase (VLIP) lender credit for first-time homebuyers at or below 50% AMI

Home Possible®

• A great alternative to FHA financing for those with a 620+ FICO
• Offers flexibility for low/moderate income borrowers
• Provides $2,500 Very Low-Income Purchase (VLIP) lender credit for first-time homebuyers at or below 50% AMI

Homeownership can be more affordable when you partner with UWM. Join now to take advantage of all these opportunities and more.

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