Media Alert: UWM Makes Major Enhancements On Loans Under $200k And Non-Agency Jumbo

Pontiac, August 9, 2023 – United Wholesale Mortgage (UWM), the #1 overall mortgage lender in America, announced today sharper pricing on loans under $200,000, in addition to major enhancements to its Control Your Price program on non-agency Jumbo loans.

Effective today, independent mortgage brokers now have access to improved pricing across the board on loans under $200,000. Specifically, UWM has removed loan-size pricing adjustments on loans under $100K and will be paying up premiums for market-based pay-ups on 30-year fixed conventional loans $200K and below.

UWM also announced it has increased the number of Control Your Price basis points brokers can apply to Jumbo loans, up to 40 basis points. UWM will also double or triple the Control Your Price basis points brokers apply on all non-agency Jumbo loans, up to 120 basis points.

These enhancements will give more borrowers and real estate agents the opportunity to partner with a mortgage broker, elevate the wholesale channel and give independent mortgage brokers a competitive edge to win more non-agency Jumbo loans in addition to loans under $200,000.

UWM initially launched Control Your Price in January 2023 which gave brokers access to a bucket of basis points to use when and where they need it, up to 40 basis points per loan. This was rolled out to provide brokers with more control when it comes to providing a cheaper, easier and faster experience for their clients.

UWM supports independent mortgage brokers with industry-leading training, technology and service. Borrowers and real estate agents looking to work with an independent mortgage broker in their local area can visit For more information on how to sign up to become a broker in the UWM network, visit

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