Kristina Bennett
SENIOR VICE PRESIDENT, SALES
Kristina Bennett
SENIOR VICE PRESIDENT, SALES
Kristina was one of the first 12 people to work at UWM. She executes at the highest level driving our sales teams to maximize their performance and outreach. Her dedication to growing the wholesale broker channel and providing support to our clients has helped UWM become the go-to resource for mortgage brokers nationwide, and earned her recent recognition as a HousingWire Insider.
Allen Beydoun
EXECUTIVE VICE PRESIDENT, SALES
Allen Beydoun
EXECUTIVE VICE PRESIDENT, SALES
Allen is the fuel that keeps UWM’s sales engine moving full speed ahead. Through his strong work ethic and extraordinary attitude, Allen inspires his team to provide constant communication and quick turn times for each client. Allen prides himself on not merely developing managers, but creating true leaders within the organization. He’s been named a HousingWire Vanguard Award winner, and to the National Mortgage Professionals 40 under 40 list.
Jason Bressler
CHIEF TECHNOLOGY OFFICER
Jason Bressler
CHIEF TECHNOLOGY OFFICER
Jason is an industry veteran who excels in application development and enterprise implementation. Jason leads a team of nearly 1200 I.T. members focused on delivering stellar client service through cutting-edge proprietary tools.
Sarah Deciantis
CHIEF MARKETING OFFICER
Sarah Deciantis
CHIEF MARKETING OFFICER
Sarah leads UWM’s marketing, public relations, social media and internal communications, providing strategic direction to support the growth and success of our company and broker network. Successfully building a team of 50 marketing experts, she created an in-house agency that both supports and drives sales growth. Sarah is a HousingWire Vanguard Award winner, a part of the MPA Hot 100, and NMP Magazine’s 40 under 40.
Alex Elezaj
CHIEF STRATEGY OFFICER
Alex Elezaj
CHIEF STRATEGY OFFICER
A big part of helping our mortgage broker clients grow their businesses — and making sure they maintain that growth well into the future — is doing whatever we can to grow the mortgage broker channel as a whole. Alex is laser focused on this, with the aim of building strategic partnerships that nurture the growth of the wholesale broker channel, and realizing UWM’s massive growth potential.
Katie Foster
CHIEF RISK OFFICER
Katie Foster
CHIEF RISK OFFICER
Katie oversees all facets of Risk for UWM, including Quality Control, Legal, Compliance, Credit Policy, and more. A former mortgage broker, she understands what is needed to make life easier for our clients. Named an Elite Women in Mortgage by Mortgage Professional America Magazine, Katie takes a common sense approach, frequently suggesting changes to make guidelines as broker-friendly and easy to understand as possible, while still maintaining the highest quality loans.
Justin Glass
SVP, CHIEF DIGITAL OFFICER
Justin Glass
SVP, CHIEF DIGITAL OFFICER
Justin has a unique ability to marry his innate knowledge of the mortgage business with today’s technology. He is always innovating systems to operate more effectively to create a broker experience that is unparalleled in the industry. Recently recognized as one of the Top 40 Mortgage Professionals under 40 by National Mortgage Professional Magazine, and named a HousingWire Rising Star, Justin is leading the way to make lending easy.
Kirstin Hammond
EVP, HEAD OF CAPITAL MARKETS
Kirstin Hammond
EVP, HEAD OF CAPITAL MARKETS
Kirstin leads our Capital Markets and Product Innovation teams. Her relationships in the financial world bring tremendous value and momentum. Named an Elite Women in Mortgage by Mortgage Professional America Magazine, Kirstin is skilled at tapping information and technology that result in industry advances.
Andrew Hubacker
CHIEF FINANCIAL OFFICER
Andrew Hubacker
CHIEF FINANCIAL OFFICER
Andrew oversees all financial aspects of the company. He joined UWM in October 2020 and brings nearly three decades of experience. Andrew previously spent 18 years at Deloitte & Touche, LLP, most recently serving for over 12 years as an audit partner.
Lee Jelenic
CHIEF INNOVATION OFFICER
Lee Jelenic
CHIEF INNOVATION OFFICER
For Lee, being Chief Innovation Officer at a company already known as the industry’s technology leader, means keeping his foot on the gas. With an eye on growing business — both ours and our clients’ — Lee is committed to turning breakthrough ideas into proven solutions.
Blake Kolo
CHIEF BUSINESS OFFICER & HEAD OF INVESTOR RELATIONS
Blake Kolo
CHIEF BUSINESS OFFICER & HEAD OF INVESTOR RELATIONS
Blake Kolo is the Chief Business Officer and Head of Investor Relations for UWM in which he brings an unparalleled combination of accounting, finance and sales to the executive team. His primary focus is the management of UWM’s mortgage funding operation. His team drives maximum efficiency in the utilization of warehouse lines of credit in order to wire and fund mortgages. He also leads many special initiatives aimed at accelerating business development.
Laura Lawson
EVP, CHIEF PEOPLE OFFICER
Laura Lawson
EVP, CHIEF PEOPLE OFFICER
As the Chief People Officer, Laura is the creative genius behind our award-winning workplace. Laura works tirelessly to develop an environment with our team members as the sole focus, and has an unwavering commitment to maintaining our prized workplace culture, and has been recognized in Crain’s Detroit ‘40 Under 40’.
Giuseppe Lucido
SENIOR VICE PRESIDENT, OPERATIONS
Giuseppe Lucido
SENIOR VICE PRESIDENT, OPERATIONS
Giuseppe consistently focuses on identifying opportunities for improvement to achieve even higher service levels and operational efficiencies. As the SVP of Operations, he leads UWM’s Lending Support, Closing, Post-Closing and Client Experience teams — a group that is committed to operating quickly and accurately. His passion for the industry and our clients is what drives him and his team to reach premiere benchmarks of client-service excellence.
Jeff Midbo
SVP, CHIEF COMPLIANCE OFFICER
Jeff Midbo
SVP, CHIEF COMPLIANCE OFFICER
Jeff keeps a pulse on the ever-changing regulations in the mortgage industry, ensuring that we have every “t” crossed and every “I” dotted. He leads a team of compliance experts that keep our business units informed on best practices, and offer legal guidance at every opportunity. Jeff is a member of the Michigan State Bar and holds the American Bankers Association’s Certified Regulatory Compliance Manager (CRCM) designation.
Matthew Roslin
EVP, LEGAL AFFAIRS AND SPECIAL PROJECTS
Matthew Roslin
EVP, LEGAL AFFAIRS AND SPECIAL PROJECTS
Matt is a strategic thinker and industry veteran with more than 23 years of experience under his belt. He prides himself on being both pragmatic and risk-averse. Matt’s approach is more of a deal maker than deal breaker, and he has served in advisory capacities for Ginnie Mae, Fannie Mae and MBA, among others.
Desmond P. Smith
EVP, CHIEF GROWTH OFFICER
Desmond P. Smith
EVP, CHIEF GROWTH OFFICER
Desmond P. Smith is UWM’s Chief Growth Officer. In this position, he focuses on innovative ways to advance the independent mortgage broker channel. Desmond brings three decades of knowledge and experience to the table from his time spent at FHA, Wells Fargo, JPMorgan Chase, Citi, Capital One Home Loans and Fannie Mae, and has been recognized for creating high-performance cultures, empowering teams and transforming businesses.
Melinda Wilner
CHIEF OPERATING OFFICER
Melinda Wilner
CHIEF OPERATING OFFICER
Believing that communication and understanding are the keys to the client experience, Melinda leads 2000+ team members in Underwriting, Closing and IT to set a new standard for excellence that is centered on client service. With extensive expertise in the mortgage industry, Melinda strives to streamline UWM operations to make the lending process faster and easier from start to finish.
Adam Wolfe
SVP, CHIEF LEGAL OFFICER
Adam Wolfe
SVP, CHIEF LEGAL OFFICER
Adam provides oversight and leadership for our Legal and Vendor Relations teams, and is responsible for our insurance, litigation management and vendor risk management programs. As our Chief Legal Officer, he proactively lends his expertise to our Sales, Finance, Team Member Services, and Operations teams, and manages all contracts entered into by the company. Adam has a J.D. from Michigan State University’s College of Law, and graduated Magna Cum Laude.