Media Alert: UWM Enhances TRAC Program Giving Loan Officers Increased Flexibility

Pontiac, January 25, 2023 – United Wholesale Mortgage (UWM), the #1 overall lender in America, announced it has enhanced its TRAC program, initially launched in October 2022, to provide loan officers more speed, options and flexibility within the title and closing process.

Effective today, two settlement agents have been added to the TRAC program, allowing LOs to choose from three UWM-approved settlement agents and still pay a flat $350 fee. LOs will also have the option to request their own settlement agent be added.

In addition to increased flexibility and optionality, the process is now faster. With TRAC, LOs can get title documents prepared in an average of one day. UWM reviews title and closing docs, checks to make sure title is clear and helps to facilitate the closing process. This exclusive tool provides a streamlined experience, making it faster, cheaper and easier for all parties involved.

This launch comes after UWM’s Control Your Price, which gives brokers access to 125 basis points to use when and where they need it. In addition, UWM recently announced a credit solution that allows independent mortgage brokers to order credit reports for UWM loans for a flat fee of $37.35, further combating the recent significant increases in the cost of running credit reports.

UWM supports independent mortgage brokers with industry-leading training, technology and service. For more information on how to sign up as a broker with UWM, visit

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