TRAC+/TRAC

National Mortgage Broker Day

Save On Title Costs And Get A Lower Rate

Available exclusively from UWM, TRAC+ and TRAC change the way you handle title review and closing — creating borrower savings and a more efficient process.

Now through September 3, take advantage of Govy125 and offer your past borrowers an additional 125bps when you use TRAC+, on top of TRAC+ incentives too!

See a breakdown of the options below:

TRAC+TRAC
No need for you to work with a title company or settlement agent — it’s now streamlined through UWMChoose from our list of approved settlement agents or sign up your preferred Settlement Agent
UWM oversees title review, closing and disbursementUWM handles title review
UWM handles title work, balancing fees, scheduling closing and all related communicationTRAC-approved settlement agent handles closing, balancing fees, scheduling closing and all related communication
Virtual CloseIn-Person, Hybrid or Virtual Close
Available on Conventional, FHA & VAAvailable on Conventional Only
RefinancesPurchases & Refinances
$1,850 flat fee$1,600 flat fee
No additional settlement agent feeSettlement agent fee, up to $500

Both help you get your title docs ready in 1–3 days, while providing significant savings to your borrowers with pricing incentives based on the loan amount.

Loan Amount:Incentive:
≤ $150K60 bps
$150,001 – $300K40 bps
$300,001 – $450k25 bps
$450,001 – $600K15 bps
$600,001 – $1M10 bps

Information is subject to change. TRAC+ and TRAC eligibility may vary based on county and other loan information and does not replace an Owner’s Title Policy. Savings on title costs vary based on location and loan amount.

Register now