Reduced minimum FICO to 580 on select FHA loans.

FHA Loan Products

FHA Loans

Help more borrowers who may not qualify for conventional financing achieve the dream of homeownership.

  • 580+ FICO, Up to 97.75% LTV
  • Eligible for primary purchase, rate/term and cash-out refinances
  • Available on single- and multi-wide manufactured homes
  • Jumbo starting $1 over conforming loan limit up to FHA Mortgage Limit

FHA Elite

Take your FHA borrowers to a new level with industry-leading government rates and pricing. This is the obvious choice for your top-tier clients.

  • 640+ FICO
  • Loan amounts from $125,000 up to county loan limits
  • All fixed term mortgages
  • Single family primary residences
  • Available on single- and multi-wide, condos and PUDs
  • Lender and seller paid Temporary Rate Buydowns available

FHA Streamline

UWM’s FHA Streamline program allows you to refinance your FHA borrower with no appraisal or AVM. Time is of the essence—stop the shop and use our quick closing process to secure your borrower. Now through September 3, take advantage of Govy125 and offer your past borrowers 125bps when you use TRAC+ and/or PA+ on your next non-credit qualifying FHA Streamline.

  • 580+ FICO
  • Up to 60 days interest allowed
  • Available on single- and multi-wide, condos and PUDs


Wow your real estate partners and clients with speed and confidence. UWM can close your HUD REOs in as fast as two weeks from submission while allowing holdbacks up to $10,000 for escrow repairs.

Information subject to change. Certain restrictions apply. Subject to borrower approval.

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