CD At Initial Underwrite


Trigger The CD Sooner And Get To The Closing Table Faster.

Waiting on your closing docs is wasting precious time. With UWM’s CD at initial Underwrite process, you can get your docs out sooner and close your loan faster. Just upload one document from each category below at initial submission and we’ll instantly put your CD on a fast track and release it earlier.

Documents To Assist Triggering The CD Sooner
  Upon submission, upload one of the following from each category
  • Run Home Value Estimator (Click Here)
    • Estimated value must be within the range on the Home Value Estimator
    • Download PDF and attach with submission docs
  • Past Appraisal (If value supports)
    • Only for refinances
  • Purchase Agreement
    • Only for purchases
  • PIW/ACE for underwriters to check for
  • Current Mortgage Statement
    • Only if it's a refinance and the escrows are broken out
  • MLS Listing from Realtor® – with current taxes listed
  • Processor Certification from local assessor (Click Here)
  • 3rd Party Tax Estimator
  • The Annual Property Taxes on the Home Value Estimator (HVE)
  • Current Mortgage Statement
    • Only if it's a refinance and the escrows are broken out
  • Current/Old Declaration Page
  • Quote from insurance agent
    • Only for purchases

Then, be sure to use our CD Tracker to confirm when your CD is at 100% and sent automatically to your borrowers. Start following our process today to speed up your turn times, increase your PRO Ranking and impress your borrowers.


  • No more waiting until your loan is clear to close
  • Get the CD the minute it hits underwriting
  • Save days on your lock period
  • Close most loans in 18 days or less
Register now