Escrow waivers expanded

No Escrow

Escrow waivers on uwm conventional loans up to 95% ltv

Save more of your borrowers up to thousands of dollars at closing. We've expanded guidelines for escrow waivers (known as impound waivers in California) on conventional loans - now up to 95% LTV with a 640+ FICO. And still no escrow waiver fee. Now, more of your borrowers can eliminate the up-front money typically required to close their loans. And because they'll have more money in reserves, you can get their loans approved faster and easier.


  • Escrow waivers up to 95% LTV
  • No escrow waiver fee
  • Eliminates initial escrow (impound) deposit
  • Available on all conventional loans
  • Option to waive just taxes, just insurance or both

*Limited to 80% LTV in NM by state law.


I love being able to offer the escrow waiver option without a fee. It lowers my borrowers’ monthly payments and the amount of cash they need at closing. This is a great tool to bring in new business.

Yobi Song

Loan Officer, NetLending


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