Save more of your borrowers up to thousands of dollars at closing. We've expanded guidelines for escrow waivers (known as impound waivers in California) on conventional loans - now up to 95% LTV with a 640+ FICO. And still no escrow waiver fee. Now, more of your borrowers can eliminate the up-front money typically required to close their loans. And because they'll have more money in reserves, you can get their loans approved faster and easier.