Reduced minimum FICO to 580 on select VA loans.
VA Loan Products
VA Loans
Serve those who have bravely served in the Armed Forces.
- Loans up to $4M
- 580+ FICO Up to 100% LTV
- Fixed term only
- Single family primary residence
- Purchase & cash-out refinance
- Available on single- and multi-wide manufactured homes, co-ops*, condos, PUDs and One-Time Close New Construction loans
- Escrow waivers up to 100% LTV
- Lender and seller paid Temporary Rate Buydowns available
VA Elite
For VA borrowers with higher FICO scores, offer industry-leading government rates and pricing.
- Loan amounts from $125,000 up to county loan limits
- Jumbo loan option starting from $1 over the conforming loan limit up to $4M
- 640+ FICO Up to 100% LTV
- Fixed term only
- Single family primary residence
- Purchase & cash-out refinance
- Available on single- and multi-wide, condos and PUDs
- Escrow waivers up to 100% LTV
- Lender and seller paid Temporary Rate Buydowns available
VA IRRRL
Allow your VA borrowers to take advantage of their VA benefits by streamlining their current VA loan into a lower interest rate. Now through October 31, 2024, get an added 75bps incentive on all VA IRRRLs with Refi75.
- Unlimited LTV
- Loans up to $4M
- No appraisal required
- Available on single- and multi-wide, condos and PUDs
- Primary, second and investment properties eligible
Information subject to change. Certain restrictions apply. Subject to borrower approval.
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