Reduced minimum FICO to 580 on select VA loans.

VA Loan Products

VA Loans

Serve those who have bravely served in the Armed Forces.

  • Loans up to $4M
  • 580+ FICO Up to 100% LTV
  • Fixed term only
  • Single family primary residence
  • Purchase & cash-out refinance
  • Available on single- and multi-wide manufactured homes, co-ops*, condos, PUDs and One-Time Close New Construction loans
  • Escrow waivers up to 100% LTV
  • Lender and seller paid Temporary Rate Buydowns available

VA Elite

For VA borrowers with higher FICO scores, offer industry-leading government rates and pricing.

  • Loan amounts from $125,000 up to county loan limits
  • Jumbo loan option starting from $1 over the conforming loan limit up to $4M
  • 640+ FICO Up to 100% LTV
  • Fixed term only
  • Single family primary residence
  • Purchase & cash-out refinance
  • Available on single- and multi-wide, condos and PUDs
  • Escrow waivers up to 100% LTV
  • Lender and seller paid Temporary Rate Buydowns available

VA IRRRL

Allow your VA borrowers to take advantage of their VA benefits by streamlining their current VA loan into a lower interest rate. Now through October 31, 2024, get an added 75bps incentive on all VA IRRRLs with Refi75.

  • Unlimited LTV
  • Loans up to $4M
  • No appraisal required
  • Available on single- and multi-wide, condos and PUDs
  • Primary, second and investment properties eligible

Information subject to change. Certain restrictions apply. Subject to borrower approval.

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